You have two years from the date of the accident. Florida cut this deadline from four years to two on 24 March 2023 under HB 837. The two-year clock starts on the date the injury happened, not the date you finished treatment, and not the date your insurance claim was denied. If your accident happened before 24 March 2023, the older four-year deadline still applies. Missing the deadline almost always ends the claim permanently.

Nothing upfront. We work on a contingency fee, which means our fee comes as a percentage of what we recover for you. If we do not win your case, you owe us no attorney’s fee. Your first consultation is free, and we will explain the fee agreement in writing before you sign anything.

Yes, as long as you were 50% or less at fault. Florida uses modified comparative negligence with a 51% bar (Fla. Stat. § 768.81). If a jury finds you 30% responsible on a $100,000 claim, you recover $70,000. If they find you 51% responsible, you recover nothing. This is why insurance companies work hard to shift blame onto injured people, and why what you say to an adjuster matters.

Not always, but talk to one before you accept any settlement offer. Insurance companies often make a fast, low offer before the full cost of your injuries is known. Once you sign a release, you cannot reopen the claim if your condition worsens or new medical bills arrive. A free consultation costs you nothing and tells you whether the offer is fair.

Most cases resolve within one to eighteen months, though it depends on the case. Some settle quickly. If we have to file a lawsuit, it can take longer because of how the court’s trial calendar works. A claim is usually not ready to settle until your medical treatment is complete or your doctors can predict your long-term outlook, because settling before then risks accepting less than your injuries actually cost.

Yes. Hablamos Español. Our team handles consultations, case updates, and documents in Spanish, so you never have to rely on a family member to translate something as important as your legal case.

Any time, day or night. We answer calls 24 hours a day, seven days a week, including weekends and holidays. Accidents do not happen on a schedule, and the hours right after a crash often matter most. Evidence disappears, witnesses move on, and insurance companies start building their file immediately. You can also send a message through this page at any time.