Accidents are the most common forms of incidents on the road. Just in Hillsborough County, there’s close to 3,000 car accidents, per day, in Polk, Pasco, Pinellas. In almost every other county, there is an average of 2,000 to 25, to 3,000 car accidents per day. Even though that number sounds staggering, there are hundreds of thousands of cars on the road every single day. So, the more cars that are on the road, the greater the risk of car accidents happening.
Car accidents, many times on bumper-to-bumper traffic, between eight in the morning till six p.m., are typically non-fatal accidents when they’re on regular roads. Car accidents, when they’re on the interstate, because of the higher speeds, there are fewer accidents but they’re typically more fatal than other incidents that are on local roads. Car accidents, if the person that crashed into you, could’ve avoided the accident, due to their negligence of speeding, following to close, careless driving, they would be the one at fault. Florida is a no-clause state, which that means if you’re involved in a car accident, your insurance company covers you for your injuries, and your medical payments up to $10,000 if it’s an emergency medical condition.
You do not need to go to the hospital to get the emergency medical condition, you may have to see a physician, or a doctor, or a chiropractic doctor, to evaluate you and then eventually you will have to go to an MD, or a DO, or something like that. MD, which is a medical doctor, and DO is also a form of a medical doctor, as well. To qualify from the $2500 that the insurance company caps you up to the $10,000 of insurance benefits. Car accidents, when the person that crashes into you, if they have bodily injury coverages, that’s the part that helps us, as a law firm, help you recover for your injuries, pain, and suffering, and loss of enjoyment. If the person that crashes into you has non-sufficient insurance or no insurance, if you carry uninsured motorist on your policy, that uninsured motorist will cover you for any offset that the other side did not have.
For example, if you had a, if the person that crashed into you had a $10,000 bodily injury policy, and your injuries are worth $30,000, but you had a $20,000 uninsured motorist policy, that $10,000 would pay for the at-fault party, the person that caused the accident, and the $20,000 would pay for your insurance to make you whole. Not always does it make you whole, because many times if that’s the case, you may not have enough uninsured motorist, or they have enough bodily injury coverage that you don’t have to even impact your own policy. Every case is a little bit different, every auto accident is a little bit different. Auto accidents, it’s easier to find liability when it’s a rear-end collision, however, there are cases where there are T-bone collisions, there are cases where there’s making left-turn collisions, cases where people are making U-turns. So, every case is a little bit different. If you have any questions about auto accidents, feel free to reach out to us, it’s 813-421-3411.
(Transcript from the video, transcribed but not reviewed)