You are probably wondering, how long does my case? Your case will depend on a lot of factors. If you have big injuries and there is a low policy, many times the insurance company would not want to pay right away because they know they are putting their clients at risk. This does not mean that it’s a good position for you because depending on circumstances, that may be all that you can get. Now, there are all the things that can happen within that, but it gets a bit more complicated.
The insurance company in good effort must do everything compliant with the demands of the compliant. That is the first. Next, you have big injuries, bad injuries- big policy. Yes, that sounds like a good idea, however sometimes when the policy is big, the insurance company will fight it because they have enough money to fight it. With that being said, if you bad injuries and big policy, the chances of recovery are much greater. Case scenario number three, you have little injuries, big policy. The insurance company has a lot of money to fight, so it takes much longer to settle the case. Case option number four, you have big injuries, decent policy. Now, this is a more realistic scenario. When this happens, you have bad injuries and your coverage is valued out what the injuries could be, now the insurance offer is more reasonable.
At the end of the day, the insurance company has adjusters that work for them. Their job is to adjust claims down. Their job is not to pay you, but they are trying to reduce the amount for their company. That is what they are paid to do, so do not take it personally. They do not know you; they only know what’s on paper. So, if you feel that the adjusters are not treating you fairly, that is where we have to put more pressure, we have to use techniques so they raise the offer and we may have to file a suit. By filing suit, it comes in the hands of the adjusters and goes to the hands of another person which is the litigation adjuster and an attorney. If you have questions on this, call us at 813.421.3411.
(Transcript from the video, transcribed but not reviewed)