So, the insurance company offers you a fair settlement after you involved in an accident? It’s hard to talk about this without laughing because the insurance companies work for the insurance company. Those agents don’t work for you, instead, they work for the insurance company so they’re never going to offer you a fair settlement right off the bat without representation or without fighting them. Their job is to adjust the claims out and pay as little as possible to you for your lost wages, pain, and suffering.
(Transcript from the video, transcribed but not reviewed)