How Auto Accident Claims Work?

What’s up Tampa? Had a bad day? My name’s Attorney Edward Reyes. So how do auto accident claims actually work? Well, it depends on how the chain is set up and how we decide to use it. For example, if you were involved in a car accident and it is not your fault, your insurance company, your personal injury protection or your PIP will pay your medical coverage is up to $10,000.

The other’s insurance company, if they have bodily injury, will cover you for pain and suffering and that comes after a settlement. But it doesn’t cover you for your immediate health care up to $10,000 that’s your own personal protection because Florida is a no-fault state. Now, if the person that crashes into does not have enough insurance, if you have the policy card uninsured motorist that covers you for if they don’t have enough insurance or they don’t have insurance at all. It all depends on how much-uninsured motorists that you have.

With that being said if you do not have it but you do not reject it and the insurance company cannot prove that you rejected uninsured motorists well they may have to lead your insurance company will have to get the uninsured motorist coverage. But it depends if you have bodily injury. Now this sounds a little bit complicated and I understand, but a lot of people in Florida are driving without insurance. So, uninsured motorist is the coverage that will cover you if somebody that’s uninsured crashes into or if they don’t have enough insurance. So, you may have to check your policy to see if you have that.

Now, if you get in a car accident and it’s just your fault then you have to go to your insurance. Your insurance company will cover you for your medical no matter who’s at-fault and 65% of your lost wages up to $10,000. If you have any questions on this, please drop a comment below and if this was helpful for you say the word helpful as well. All right guys thank you for watching. Call us at 833-4-BAD DAY (833-422-3329) for help.

(Transcript from the video, transcribed but not reviewed)