First Party Property Damage / Coverage Claims

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Tampa First Party Property Damage Attorney Here to Help You!

As a realtor and a real estate attorney, Edward Reyes understands how much your home and property mean to you. There is no dollar amount that can be placed on the personal value of your home and its contents to you and your family.

When your home is destroyed due to a storm or fire, the loss is much more than just the brick and mortar of the home. There are tangibles such as personal property, family heirlooms and other memorabilia, and the intangibles of all the memories that you and your family share.

Our practice in the area of homeowner and third party claims includes fire and smoke damage claims, hurricane and storm claims, water, flood, mold, stucco claims, sinkhole claims, construction defects, business interruption and bad faith.

Any loss that involves your home, and more importantly your inability to live in the home due to some damages or other catastrophe means that your family may be displaced from the home while claims are settled and repairs made, or in extreme cases, the home demolished, rebuilt or your family having to move. Insurance companies will try to intimidate you and treat your unfairly.

Why Choose Us

1. Diversity
At the Reyes Firm, diversity of culture and thought is a vital part of the firm’s identity. We promote an all inclusive community of clients and employees where all are welcome. We respect different backgrounds and perspectives of our clients and our firm and we support everyone in developing their full potential.
2. Respect
Respect is a core value at the Reyes Firm. We respect our clients, staff members and others in the legal community that we work with every day. This is a firm that we are proud to work for and it is our privilege to represent our clients.
3. Transparency
The Reyes Firm operates in a way that creates openness between the leaders of the firm and its employees, and the firm and its clients. This openness creates trust and leads to a successful relationship with our clients.
4. Intergity
There are four core principles of integrity that guide the practice of law and representation of our clients at the Reyes Firm: independence, confidentiality, avoiding conflicts of interest and maintaining professional integrity. Since we practice these four core principles of integrity, no issue will ever arise that will risk undermining the integrity of our firm and will protect our clients.

My Insurance Company Will Not Pay My Claim so What Do I Do?

The insurance company has experts working for them the minute they are notified of a potential homeowner or property claim by an insured. Their goal is to minimize their exposure which results in their insured not receiving a fair settlement for their damages, inconvenience and losses. They start working immediately on investigating the cause of your claim, what happened, how it happened and they try to reduce their exposure by finding a way to somehow hold you responsible for any part of the loss, even though you and your family are the victims.

Going through this experience is devastating, and feeling like you are being victimized again by your own insurance company refusing to treat you fairly and provide the coverage you paid for with your premium payments is just unfair to you.

Our goal is to level the playing field and provide you with the expertise and representation to make sure you receive the compensation that you and your family deserve.

As homeowners, we purchase insurance coverage for the specific purpose of making sure that if a devastating event or catastrophe occurs that jeopardizes your home and the safety of your family. We consider it a travesty of justice when an insurance company tries to avoid responsibility for paying out a claim for an insured who has sustained damages through no fault of their own.

Who Should I Call?

If you are a homeowner and have suffered damage to your home, your insurance company should afford you coverage to under your policy to repair the damage. If your insurance company is denying coverage, we can help. We will review your insurance contract to determine what your insurer is obligated to pay. If your carrier is obligated to pay under the terms of your policy and refuses to do so, we will pursue a claim in your behalf for all the compensation that you are entitled to receive.