First Party Property Damage / Coverage Claims

The insurance company has experts working for them the minute they are notified of a potential homeowner or property claim by an insured. Their goal is to minimize their exposure which results in their insured not receiving a fair settlement for their damages, inconvenience and losses. They start working immediately on investigating the cause of your claim, what happened, how it happened and they try to reduce their exposure by finding a way to somehow hold you responsible for any part of the loss, even though you and your family are the victims.

Going through this experience is devastating, and feeling like you are being victimized again by your own insurance company refusing to treat you fairly and provide the coverage you paid for with your premium payments is just unfair to you.

Our goal is to level the playing field and provide you with the expertise and representation to make sure you receive the compensation that you and your family deserve.

As homeowners, we purchase insurance coverage for the specific purpose of making sure that if a devastating event or catastrophe occurs that jeopardizes your home and the safety of your family. We consider it a travesty of justice when an insurance company tries to avoid responsibility for paying out a claim for an insured who has sustained damages through no fault of their own.

If you are a homeowner and have suffered damage to your home, your insurance company should afford you coverage to under your policy to repair the damage. If your insurance company is denying coverage, we can help. We will review your insurance contract to determine what your insurer is obligated to pay.  If your carrier is obligated to pay under the terms of your policy and refuses to do so, we will pursue a claim in your behalf for all the compensation that you are entitled to receive.