What to Do If Someone Files a Lawsuit Against You?
You just got handed a thick envelope by a process server, or you opened your mail to find a Summons and Complaint with your name on it. Someone has filed a lawsuit against you in Florida, and the clock is already running. Every day you wait shrinks your options. TL;DR — QUICK SUMMARY If you’ve been served with a civil lawsuit in Florida, you generally have 20 days to file a written response with the court — miss it and the other side can ask for a default judgment against you. If you’ve been served only with a request for records or discovery (not a full complaint), you typically have 30 days to respond under Florida’s Rules of Civil Procedure. Do not ignore the papers, do not throw them away, and do not call the person suing you — anything you say can be used against you. Florida’s personal injury statute of limitations gives the other side a deadline too: under Florida Statute § 95.11(3)(a), most negligence suits filed for incidents on or after March 24, 2023, must be brought within two years. If the lawsuit involves a car crash, slip and fall, or other injury where you were also hurt, The Reyes Firm can review whether you have a counterclaim or independent personal injury claim of your own. The Reyes Firm Served with a Lawsuit in Tampa? If you were also injured in the same incident, you may have a claim of your own. Had a bad day? Contact Us Now 20 Days To answer a Florida civil complaint Fla. R. Civ. P. 1.140(a) 30 Days To respond to discovery requests Fla. R. Civ. P. 1.340, 1.350 2 Years Florida injury statute of limitations Fla. Stat. § 95.11(3)(a) 50% Comparative fault recovery bar Fla. Stat. § 768.81 What does it mean when someone files a lawsuit against you in Florida? When someone files a suit against you, it means they have filed a formal Complaint with a Florida court asking a judge to find you legally responsible for something and to order you to pay money or take some other action. You become the “Defendant.” The person suing you is the “Plaintiff.” Once that Complaint is filed and you are properly served, you are officially in litigation — whether you respond or not. Service of process is the legal step that puts you on notice. In Florida, that usually means a sheriff’s deputy or a private process server physically delivers the Summons and Complaint to you, leaves it with someone over 15 at your usual place of residence, or in some cases serves a designated registered agent. Once you’re served, the deadline clock starts running, and the court considers you formally on notice of the case. ⚠️ Deadline Warning: Under Florida Rule of Civil Procedure 1.140(a), you generally have only 20 days from the date of service to file a written response to a civil complaint. If you miss that deadline, the plaintiff can ask the court for a default judgment — meaning they can win the case and a money judgment against you without you ever being heard. Do not wait to call a lawyer. How long do you have to respond after being served with a Florida lawsuit? You generally have 20 days from the date of service to file a written response with the court if you’ve been served with a full Summons and Complaint in a Florida civil case. That 20-day window is set by Florida Rule of Civil Procedure 1.140(a), and the day you are served does not count — the clock starts the next day. Weekends and holidays are included in the 20 days, except that if the 20th day falls on a weekend or court holiday, you get until the next business day. If you were served with something narrower, like a request for production of documents, interrogatories, or a subpoena for records, the deadline is usually 30 days to respond under Florida’s discovery rules. Pre-suit demand letters and insurance claim notices have their own timelines too. Different documents trigger different clocks, and the wrong assumption costs people their cases every week in Florida. Here are the deadlines that most commonly apply: Summons and Complaint: 20 days to file an Answer or motion under Fla. R. Civ. P. 1.140(a) Discovery requests (interrogatories, requests for production): 30 days to respond under Fla. R. Civ. P. 1.340 and 1.350 Small claims (under $8,000): The summons sets a pre-trial conference date, and you must appear in person or through counsel Eviction actions: Just 5 business days to file a written response under Fla. Stat. § 83.60 Service by publication or out-of-state defendant: Often longer than 20 days — read the summons carefully What are the 7 steps to take if someone files a suit against you in Tampa? These 7 steps protect your legal rights and preserve your ability to fight back. The order matters. Read every page of what you were served. The Summons tells you how long you have to respond, where to file, and the case number. The Complaint lists the specific claims and the dollar amount being demanded. Note the date and exact time you were served — this controls your 20-day deadline. Do not contact the person suing you. Anything you say can become evidence. Do not call them, do not email, do not message them on social media, and do not post about the case anywhere online. Even a casual apology can be twisted into an admission of liability. Notify your insurance company in writing immediately. If the lawsuit involves a car crash, a slip-and-fall on your property, a dog bite, or anything covered by liability insurance, your policy likely requires prompt notice. Insurers can deny coverage if you sit on the papers. Your insurer may also be required to provide you with a defense attorney at no out-of-pocket cost. Preserve all related evidence. Save texts, emails, photos, dashcam footage, repair estimates, medical records, and anything else that


