Hit by a Box Truck in Brandon or Tampa? Who May Be Liable
Hit by a box truck in Brandon or Tampa? Learn who may be liable, which Florida rules apply, which insurance pays, and what to do next.
Hit by a box truck in Brandon or Tampa? Learn who may be liable, which Florida rules apply, which insurance pays, and what to do next.
Hurt in a medical transport van in Florida? See who may be responsible, who pays, and what to do first. Tampa injury lawyers explain.
Hurt in a farmworker bus accident in Florida? Learn who may pay: workers’ comp, vehicle insurance, or another driver. Call The Reyes Firm.
Hit by a DoorDash driver in Tampa? Learn who pays first under Florida law, when DoorDash insurance may apply, and when to call a lawyer.
Hit by a FedEx Freight truck in Florida? FedEx Freight became its own company on June 1, 2026. Learn who may be responsible and what to do next.
What You Need to Know After an out-of-state truck accident in Florida, you can usually bring your claim in a Florida court, even if the trucking company and driver are based in another state. Florida law usually applies to crashes that happen on Florida roads. Federal rules require most interstate trucking companies to carry at least $750,000 in liability insurance. You generally have 2 years to file an injury lawsuit in Florida, and the clock does not stop because the driver lives elsewhere. Photograph the USDOT number on the truck. It identifies the company responsible for the truck. Had a bad day? Call The Reyes Firm at 833-4 BAD DAY ((833) 422-3329) SCHEDULE A FREE CASE REVIEW A semi with Georgia plates hits you on I-4. The driver hands you a Texas license. The company name on the door belongs to a business you have never heard of, in a state you have never visited. Now you are hurt, your car is wrecked, and you are wondering who you can even hold responsible. An out-of-state truck accident in Florida can feel more confusing than a crash with a local driver. You may worry that you will have to travel to another state, deal with an unfamiliar insurance company, or follow another state’s laws. This guide explains how these claims usually work for people in Tampa and across Florida. You will learn where a case can be filed, which law applies, how to identify the carrier and its insurance, and the deadlines that matter most. Can I sue an out-of-state trucking company in Florida? Yes, in most cases. Florida law lets Florida courts hear claims against out-of-state people and companies when they commit a wrongful act in Florida. If a truck caused your crash on a Florida road, the driver and trucking company can generally be sued here, even if both are based somewhere else. This rule comes from Florida’s long-arm statute, Florida Statutes § 48.193. It covers anyone who commits a “tortious act” in Florida. A tortious act is a wrongful act that causes harm, such as careless driving. Three other rules help make sure an out-of-state defendant can actually be reached: Out-of-state drivers and owners. Under Florida Statutes § 48.171, a nonresident who drives in Florida, or lets a vehicle they own or control be driven here, can be served with a lawsuit through Florida’s Secretary of State. Interstate trucking companies. Federal rules in 49 CFR Part 366 require registered motor carriers to name a “process agent” in every state where they operate. A process agent accepts court papers for the company. Carriers file this on FMCSA Form BOC-3. Their insurance companies. Under 49 CFR 387.11, a carrier’s insurer must be authorized in, or name an agent for court papers in, each state where the carrier operates. For you, this usually means you don’t need to travel to Georgia, Texas, or anywhere else to pursue your claim. A Tampa truck accident lawyer can typically handle the case here. Whether a case should be filed in state or federal court, and how it might move between them, depends on the facts and requires an attorney’s review. Attorney Edward Reyes explains what happens when a driver from another state causes a crash in Florida. The same rule applies when the at-fault vehicle is an out-of-state truck. Every case is different. Whether the at-fault driver’s insurance applies, and how much it pays, depends on that driver’s policy and the facts of the crash. Read the video transcript In the beautiful state of Florida, there’s a lot of tourists that come to our state because it’s beautiful. What happens if a tourist hits you? Well, if a tourist hits you, because the accident happened in Florida, they are availed to the laws in Florida. Now, their insurance company, wherever they may be, will still cover, but it’ll be the policy of the state that they were in, not Florida’s policy. But, because the accident happened here, they’re liable here in Florida. Which state’s law applies after a crash with an out-of-state truck? Florida law usually applies when the crash happens in Florida. Florida courts use a “most significant relationship” test to decide which state’s law controls an injury claim. Under that test, the place where the injury happened is usually the deciding factor, so a crash on I-4 or I-275 is normally decided under Florida law. The Florida Supreme Court adopted this test in Bishop v. Florida Specialty Paint Co., 389 So. 2d 999 (Fla. 1980). Courts still look at each issue separately. Where the parties live, where the trip started, and where their relationship is centered can also matter. Why this matters for you: Florida’s filing deadlines generally apply. Florida’s comparative fault rules generally decide how fault is shared. Florida’s insurance rules, including your Personal Injury Protection (PIP) coverage, still apply. If the trucking company argues another state’s law should apply to part of your case, your attorney will need to review that argument closely. How do I find out who owns the truck and who insures it? Start with the truck itself. Interstate trucks must display the carrier’s name and its USDOT number on both sides of the vehicle. That number is the company’s federal ID. You can look it up in the Federal Motor Carrier Safety Administration’s public SAFER Company Snapshot to see who the registered carrier is. The marking rule comes from 49 CFR 390.21T. The letters “USDOT” must appear before the number, and it must be readable from 50 feet away. If you are able to after the crash, photograph: Both doors of the truck cab, including the company name and USDOT number The trailer and any separate company name or number on it License plates on the tractor and trailer The driver’s commercial driver’s license (CDL) The police officer’s name and the report number Be aware that the name on the door may not tell the whole story. One business may own the truck, another may operate it,
What You Need to Know No reliable average Lyft accident settlement can tell you what your individual Florida claim is worth. Your injuries, medical care, lost income, future needs, and how the crash changed your life can all affect your claim. Florida requires specific insurance coverage when a Lyft driver is carrying a passenger on a prearranged ride. A passenger claim may involve more than one driver or insurance company. Good records can help show what happened, what you lost, and how the crash continues to affect you. Had a bad day? Call The Reyes Firm at 833-4 BAD DAY ((833) 422-3329). SCHEDULE A FREE CASE REVIEW You were riding in a Lyft when another car slammed into you. Now you have medical appointments, bills, missed work, and an insurance company asking questions. One of the first things you may want to know is simple: How much is my Lyft accident settlement worth? There is no single number that answers that question. Lyft accident settlement amounts in Florida can vary widely because every injury and every crash is different. A person who needs a few weeks of treatment does not have the same losses as someone who needs surgery or can no longer do the work they did before the crash. At The Reyes Firm, we look beyond an online settlement average. We look at what this crash actually took from you and what it may continue to cost you. What Is the Average Lyft Accident Settlement in Florida? No official average Lyft accident settlement can reliably predict the value of your case. Settlement amounts depend on the severity of your injuries, medical care, lost income, long-term limitations, available insurance, and the evidence showing who caused the crash. You may see websites giving average Lyft settlement figures or broad dollar ranges. Those numbers can create the wrong expectation. Two passengers can be hurt in similar crashes and still have very different claims. For example, one passenger may have neck pain that improves after several weeks of treatment. Another may suffer a spinal injury, undergo surgery, miss months of work, and need future care. The crashes may look similar on a police report. The effect on each person’s life is not. That is why a better question is: What losses can we prove in your case? Those losses may include: Emergency care and hospital bills Follow-up treatment and rehabilitation Future medical care Lost wages Reduced ability to earn income Physical pain Emotional distress Permanent limitations Loss of normal activities Florida law recognizes economic damages, including past and future lost income, medical expenses, and other financial losses caused by an injury. What Determines How Much a Lyft Accident Claim Is Worth? The value of a Lyft accident claim usually comes down to the harm you can document and the insurance available to cover it. Serious injuries, long-term treatment, time away from work, and permanent limitations can increase a claim’s value. Missing records or disputes about the crash can make recovery harder. Here are some of the biggest factors. Factor Why It Matters Injury severity A serious or permanent injury usually creates greater losses than an injury that heals quickly. Medical treatment Hospital care, surgery, therapy, medication, and follow-up care help document the crash’s physical impact. Future medical needs Some injuries require additional surgery, therapy, medication, or assistance years later. Lost wages Time away from work may be part of your financial losses. Lost earning capacity A permanent injury can affect your ability to earn income in the future. Pain and suffering The claim may cover physical pain and how an injury changes daily life. Fault Strong evidence showing how the crash happened can affect negotiations. Insurance coverage The amount and type of insurance available can affect what you can actually recover. Case value and insurance limits are not the same thing This distinction matters. Your injuries and losses may support a claim worth more than one available insurance policy can pay. For example, a person with a permanent spinal injury may have major future medical expenses and lost earning capacity. Those losses don’t automatically shrink because an insurance policy has a limit. That is one reason a serious Lyft accident needs a full insurance investigation. A lawyer may need to identify every possible source of coverage before evaluating what may actually be recoverable. If you want to understand how non-economic losses are evaluated, read our guide to pain and suffering after an accident. 🛡️ Your Rights: Florida follows a modified comparative fault rule under Fla. Stat. § 768.81. In negligence cases, fault can affect the amount a person is allowed to recover. A Lyft passenger is often not the person who caused the collision, but insurers may still dispute how responsibility should be divided between the drivers involved. Which Insurance May Pay a Lyft Passenger Settlement? A Lyft passenger claim can involve more insurance than a normal two-car accident. Florida law requires transportation network company drivers, or the company acting on their behalf, to carry specific coverage while drivers use the app and complete prearranged rides. Florida law defines a prearranged ride as beginning when the driver accepts a rider’s request through the app and ending when the last rider leaves the vehicle. During a prearranged ride, Florida requires at least $1 million in primary automobile liability coverage for death, bodily injury, and property damage. The law also requires applicable PIP and uninsured or underinsured motorist coverage. Why a Lyft Driver’s App Status Can Affect Available Insurance In this short video, Edward Reyes, Esq. explains why the amount of insurance coverage available after an Uber or Lyft crash can depend on what the driver was doing in the app at the time of the accident. Video: Edward Reyes, Esq. of The Reyes Firm explains how rideshare driver status can affect insurance coverage after an Uber or Lyft accident in Florida. Lyft also states that, in most markets, it maintains at least $1 million in third-party auto liability coverage while a driver
What You Need to Know A 40-year-old Tampa truck driver died after his tractor-trailer left Florida’s Turnpike on August 16, 2026. Early reports said he lost control for an unknown reason before striking a guardrail and several trees. A single-vehicle truck crash can still raise questions about maintenance, vehicle condition, cargo, work schedules, and other evidence. If the driver was working at the time, certain family members may have rights under Florida workers’ compensation law. A separate claim may also be possible if evidence shows that another person or company contributed to the crash. Had a bad day? Call The Reyes Firm at 833-4 BAD DAY ((833) 422-3329). When someone leaves home for work and never comes back, the family is left with more than grief. There are questions. Why did the truck leave the road? Was there a mechanical problem? Did something happen with the load? What records exist? What happens now if the person who died was working? Those questions deserve careful answers. For families dealing with a serious commercial vehicle crash, a Tampa truck accident lawyer may need to look far beyond the first crash report to understand what actually happened. What Happened in the Florida Turnpike Tractor-Trailer Crash? A 40-year-old Tampa man died on August 16, 2026, after the tractor-trailer he was driving left the southbound lanes of Florida’s Turnpike near mile marker 306.5 in Sumter County. Early reports citing the Florida Highway Patrol said he lost control for an unknown reason before striking a guardrail and several trees. The map shows the reported crash area and is for location reference only. No other vehicles were reported to be involved. The driver suffered fatal injuries and died at the scene. Reports also said hazardous material was involved, and crews spent nearly 12 hours clearing the scene. That does not mean the cargo caused the crash. At the time of the initial reporting, no public finding had established that speed, fatigue, maintenance, cargo, a mechanical problem, or road conditions caused the driver to lose control. That is why the investigation matters. The first report may describe how a crash happened. It does not always explain why. đź’ˇ Did You Know? FLHSMV reported 46,651 commercial motor vehicle crashes in Florida in 2024, including 315 fatalities. The agency marked the 2024 figures as preliminary. Can Someone Else Be Responsible for a Single-Vehicle Truck Crash? Yes. A one-vehicle crash does not automatically mean the driver was fully responsible. Commercial trucks create many layers of evidence, and investigators may need to look at the truck itself, company records, maintenance history, cargo, work schedules, and other facts before reaching a conclusion. Some of the questions investigators may ask include: Were the brakes, tires, steering, or suspension working properly? Was the truck inspected and maintained on schedule? What does the truck’s electronic data show? How long had the driver been working? Were required rest periods followed? Was the cargo loaded and secured correctly? Were there company instructions or dispatch records that matter? Florida Statute §316.302 applies commercial motor vehicle safety rules to many trucks operating on Florida roads. These rules cover driver qualifications, hours of service, inspections, maintenance, and hazardous materials. None of those issues should be assumed. They should be investigated. That distinction matters most when the person who died was the driver. Families should not be left believing the crash was automatically the driver’s fault simply because no second vehicle was involved. What Evidence Can Help Explain a Fatal Truck Crash? Truck crashes can leave behind more evidence than most families realize. Some of that information may help explain what happened in the minutes, hours, or even days before the crash. Important evidence may include: Electronic logging device records Engine or event data Dashcam footage GPS and route records Maintenance and inspection history Driver work records Dispatch communications Cargo and shipping documents Post-crash inspection reports Photos and video from the scene Witness statements Employment and payroll records A trucking company, maintenance company, cargo company, insurer, or another business may control some of this information. That is why evidence preservation matters. A preservation demand is a formal request asking a company to keep records related to the crash instead of deleting, changing, or disposing of them. ⚠️ Warning: Work-Related Deaths Can Have Notice Requirements Florida Statute § 440.185 generally requires notice of a work-related injury within 30 days. In a fatal work accident, the worker’s agent or estate may be able to satisfy the notice requirement. Different claims can have different deadlines, so families should not assume they all follow the same timeline. What Rights Can a Truck Driver’s Family Have After a Fatal Work Crash? If the driver was working when the crash happened, the family may have rights under Florida’s workers’ compensation system. The exact benefits depend on the driver’s employment situation, family relationships, dependency, and other facts. Florida Statute §440.09 covers certain injuries and deaths that arise out of work performed in the course and scope of employment. Florida Statute §440.16 addresses death benefits. Depending on the circumstances, qualifying benefits may include: Funeral expenses Payments to certain dependents Benefits based on the worker’s wages Certain education benefits for an eligible surviving spouse The law currently allows up to $7,500 in actual funeral expenses and sets limits on certain dependency benefits. Workers’ compensation can be confusing for families because it works differently from a normal injury lawsuit. It can also limit lawsuits directly against an employer in many cases. But that does not always mean workers’ compensation is the only legal issue. Can a Family Have a Third-Party Claim Too? Possibly. If someone outside the employer contributed to the crash, the family may have a separate claim against that person or company. Florida Statute §440.39 recognizes third-party claims in certain work-related injury and death cases. For example, an investigation may look at the role of: A separate maintenance or repair company A parts manufacturer A cargo-loading company A shipper Another driver Another business connected to the truck or load
What You Need to Know If you were a passenger in a Lyft accident, you do not have to figure out who caused the crash before getting medical care. Florida requires specific insurance coverage while a Lyft driver is carrying a passenger. Save your Lyft trip receipt, driver information, screenshots, photos, messages, and medical records. Florida PIP benefits generally require initial medical care within 14 days of the crash. If the drivers blame each other, police reports, witnesses, video, vehicle damage, and other evidence can help determine what happened. Had a bad day? Call The Reyes Firm at 833-4 BAD DAY ((833) 422-3329). SCHEDULE A FREE CASE REVIEW You ordered a Lyft because someone else was doing the driving. Then your ride crashed. Now you may be hurt while your Lyft driver blames another driver, the other driver points back at your Lyft driver, and insurance companies start asking questions. If you are thinking, “I was a passenger in a Lyft accident. What happens now?”, you don’t have to handle the crash yourself. Your first priorities are getting medical care, saving information about your Lyft ride, and protecting your ability to make a claim. Who Pays If I’m Injured as a Passenger in a Lyft Accident? Who pays after a Lyft passenger accident depends on who caused the crash, the insurance available, and the Lyft driver’s status at the time. If your ride was already underway, Florida considers it a prearranged ride. You may need to investigate more than one driver and insurance policy before you know which coverage applies. You were the passenger. You may have had no control over how either vehicle was being driven. That does not mean the insurance process will be simple. What happened What may need to be investigated Your Lyft driver caused the crash Lyft driver and insurance covering the active ride Another driver caused the crash Other driver and available insurance Both drivers contributed Both drivers and potentially multiple policies A hit-and-run driver caused the crash Available uninsured motorist coverage and other applicable coverage An uninsured or underinsured driver caused it Applicable UM/UIM coverage and other available insurance Several vehicles were involved Each driver’s role and every potentially applicable policy A Lyft passenger accident can become more complex when the other vehicle is a delivery truck, box truck, semi-truck, or another commercial vehicle. A Tampa truck and commercial vehicle accident attorney can investigate additional companies, insurance policies, and evidence that may be involved. You do not need to decide at the scene which driver should pay. Under Florida’s rideshare insurance law, a prearranged ride begins when the driver accepts the ride request, continues while the passenger is being transported, and ends when the last rider leaves the vehicle. That makes one fact particularly important for a passenger: Was your Lyft ride active when the crash happened? Your trip history, receipt, and screenshots can help document that. What Insurance Covers Me While I’m Riding in a Lyft? Florida requires at least $1 million in primary automobile liability coverage while a rideshare driver is engaged in a prearranged ride. Florida law also requires PIP and uninsured or underinsured motorist coverage during this period. The coverage that applies to your injuries still depends on the crash facts and the policies involved. Florida treats different stages of rideshare driving differently. Lyft driver’s status Why it matters App is off Rideshare-specific coverage requirements generally are not active Logged in but waiting for a request A different level of rideshare coverage applies Ride accepted, and driver is going to the passenger A prearranged ride has begun Passenger is inside the vehicle The prearranged ride remains active Last passenger exits The prearranged ride ends During an active prearranged ride, Florida’s rideshare liability insurance requirements require at least $1 million in primary automobile liability coverage for death, bodily injury, and property damage. The driver, vehicle owner, transportation network company, or a combination of them may maintain the required coverage. Online Sunshine That does not mean an injured Lyft passenger automatically receives $1 million. It is an insurance coverage requirement, not a guaranteed settlement. Your injuries, medical treatment, lost income, responsibility for the crash, applicable policies, and other facts still matter. Florida law also requires a rideshare driver involved in a crash to provide applicable insurance information to directly involved parties, insurers, and investigating officers. Upon request, the driver must also disclose if they were logged into the rideshare network or engaged in a prearranged ride when the crash occurred. For a deeper explanation of how these policies work, our Florida rideshare accident lawyer guide for Uber and Lyft claims explains the different insurance periods and how The Reyes Firm investigates rideshare crashes. 🛡️ Your Rights Under Florida Law: Florida Statute § 627.748 requires specific insurance coverage while a rideshare driver is engaged in a prearranged ride. The law also requires the driver to provide applicable insurance information after a crash and, upon request, disclose if the driver was logged into the network or completing a prearranged ride. Review the Florida rideshare insurance requirements under § 627.748. What Should I Save From the Lyft App After an Accident? Save your Lyft trip information as soon as you reasonably can. Your account may help document who was driving, which vehicle picked you up, when the ride occurred, and your pickup and destination. That information can help insurance companies investigate the crash and determine which coverage may apply. Do not focus only on pictures of the damaged vehicles. Your phone may contain some of the most useful ride information. Save or screenshot: Your Lyft driver’s name Driver profile and photograph Vehicle information License plate shown in the app Pickup location Destination Date and time of the ride Trip receipt Messages with the driver Any crash or safety report you submit Emails or messages you receive after reporting the accident Also preserve evidence outside the Lyft app: Photos of every vehicle License plates Photos of the crash scene Police report information Witness names
What You Need to Know Driver fatigue can affect reaction time, attention, judgment, and lane control. An Amazon delivery may involve a DSP driver, Flex driver, or another transportation company, so identifying the driver matters. Evidence of fatigue may come from witness accounts, video, crash patterns, driver statements, and available work or delivery records. Do not assume the Amazon logo tells you who is legally responsible for the crash. Florida generally gives you two years to file a negligence lawsuit, but important crash evidence can disappear much sooner. Had a bad day? Call The Reyes Firm at 833-4 BAD DAY ((833) 422-3329) SCHEDULE A FREE CASE REVIEW You were hit by an Amazon delivery vehicle, and something about the crash did not make sense. Maybe the driver never braked. Maybe the van drifted into your lane. Maybe the driver looked exhausted or admitted they had been driving for hours. If you suspect an Amazon delivery driver accident involved fatigue, that detail can matter. But proving a driver was tired takes more than a guess. The investigation may need to answer several questions quickly. Who was driving? Who hired that driver? What vehicle were they using? What were they doing before the crash? And what evidence still exists? Can Driver Fatigue Cause an Amazon Delivery Accident? Yes. Fatigue can reduce a driver’s ability to stay alert, react to danger, stay in their lane, and make safe decisions behind the wheel. If fatigue contributed to an Amazon delivery accident, evidence of the driver’s condition and actions before the crash may become important in determining how the collision happened. Drowsy driving is not limited to people falling completely asleep. A tired driver may react more slowly, miss traffic signals, fail to notice a stopped vehicle, drift between lanes, or respond too late to changing traffic. The National Highway Traffic Safety Administration reports that 644 people died in drowsy-driving-related crashes in 2024. NHTSA also warns that exact numbers are difficult to determine because drowsiness is not always identifiable after a crash. NHTSA research also describes drowsiness-related problems with lane keeping, attention, vigilance, and reaction time. That matters in Tampa, where delivery drivers may share busy roads with commuters, pedestrians, cyclists, and families throughout the day. đź’ˇ Did you know? NHTSA reports that 644 people died in drowsy-driving-related crashes nationwide in 2024. The agency also cautions that drowsy-driving crashes can be difficult to identify, which means the true scope of the problem is hard to measure precisely. A crash alone does not prove fatigue. The facts must still support it. That is why the investigation matters. How Do I Know What Kind of Amazon Driver Hit Me? Start with the vehicle and driver information you can see or document. Amazon deliveries can involve drivers working for Delivery Service Partners, Flex drivers using personal vehicles, and other transportation companies. The type of driver involved may affect which businesses, insurance policies, records, and legal relationships you need to investigate after the crash. Amazon states that its Delivery Service Partners, or DSPs, are independent businesses that hire and manage their own drivers. Amazon also uses Flex delivery partners, who deliver packages using their own vehicles. That means seeing an Amazon package or branded vehicle does not answer every liability question. Here is what you may need to identify: What you saw What may need to be investigated Amazon-branded delivery van Driver, DSP, vehicle ownership, available insurance, and the driver’s work activity Personal vehicle carrying Amazon packages Possible Flex delivery, driver status, and applicable insurance Unmarked or rental van Driver, vehicle owner, delivery company, rental records, and insurance Tractor-trailer moving Amazon freight Driver, motor carrier, vehicle owner, freight relationships, and commercial records This distinction is especially important if the driver seemed tired. For example, the investigation may need to determine what the driver was doing before the crash and which company controlled the work. If you can do so safely, take photos of more than the damage. Photograph the license plate, vehicle markings, company names, DOT numbers if visible, packages, and the overall scene. Get the driver’s information and save anything that may help identify the company involved. Florida’s 2023 crash report also shows why vehicle type matters. FLHSMV recorded 1,521 drivers of cargo vans weighing 10,000 pounds or less in crashes covered by its driver injury table. The same report listed 5,075 drivers of medium-to-heavy trucks over 10,000 pounds. Those categories are not Amazon-specific, but they show the range of vehicle types involved in Florida traffic crashes. Who Could Be Responsible for a Fatigued Amazon Driver Crash? Responsibility depends on the crash facts and the driver’s working relationship. The driver may be responsible for unsafe driving, while a DSP, vehicle owner, motor carrier, or another business may also need investigation. Amazon’s legal responsibility cannot be assumed simply because its name or packages were connected to the delivery. Why Are Amazon Delivery Accident Claims Different? Delivery vehicle accidents can raise questions about the driver, the company involved, commercial insurance, and who may be responsible for the crash. In this video, The Reyes Firm explains why an Amazon or other delivery truck accident may require a closer look at liability and insurance coverage. Video: The Reyes Firm discusses what can make Amazon, FedEx, and other delivery truck accident claims different from ordinary vehicle crashes, including questions about liability and commercial insurance. Potential parties may include: The delivery driver A Delivery Service Partner A vehicle owner A motor carrier Another contractor or transportation company Another driver who also contributed to the collision For a deeper look at these relationships, read our guide to Amazon DSP and Flex contractor liability. The key is not to stop the investigation after identifying the driver. You need to understand the whole delivery arrangement. This is especially important after a serious crash on I-4, I-75, I-275, or another busy Tampa road where a larger commercial vehicle may be involved. Florida also follows a modified comparative fault rule in many negligence cases. Under Florida Statute §